For PCO / Bolt / Uber / private-hire drivers

What have you lost off the road?

Move the sliders for a rough estimate of the earnings you lose while your vehicle is off the road. This is an estimate only.

Loss of earnings calculator

Estimate what you've lost off the road

£200£2,000

Rough net take-home after fuel and running costs.

1 day60 days

Calendar days your vehicle was off the road and you could not work. Don't count days you had a replacement vehicle.

Estimated lost earnings (estimate only)

£1,200

That's an estimate of about £86 a day (your weekly figure ÷ 7) × 14 days off the road. Your loss of earnings is your own claim. Lost earnings are not usually recoverable for days you had a replacement vehicle.

Note:This is a rough estimate only, not a guarantee. What is paid depends on evidence of earnings (e.g. bank statements, tax returns), liability being established, and the insurer's review. Insurers often question earnings figures, so keep your records.

After a non-fault accident

What the at-fault insurer normally pays for

After a non-fault accident, the at-fault driver's insurer normally pays for our vehicle repair, recovery, storage and replacement vehicle hire, subject to its review.

Vehicle repair, recovery and storage

Recovery from the roadside, storage and repair at our bodyshop, charged to the at-fault insurer.

Replacement vehicle hire

A replacement vehicle on credit-hire terms, subject to availability. You may be liable for the hire charges if they aren't recovered.

Your loss of earnings

Your loss of earnings is your own claim.

What happens next

3 steps from accident to back on the road

  1. 1

    Send your details

    Send us your details and photos. We aim to respond within 2 hours.

  2. 2

    We get you moving

    Recovery, replacement vehicle and repair, with our charges recovered from the at-fault insurer after a non-fault accident.

  3. 3

    Charges recovered

    When liability is accepted, the at-fault insurer pays our charges. Your loss of earnings is your own claim. Hire is on credit-hire terms, so you may be liable for hire charges if recovery fails.

Off the road after a non-fault accident?

We aim to respond within 2 hours and to deliver a replacement vehicle within 24 hours, subject to availability.

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